Emma Ladouceur Chief Executive Officer
Bobby Pedersen Chief Operating Officer
Jack Denny Chief Financial Officer
Kevin Kim Director of Matriculation
Jean-Claude Kradin Director of Client Services
Valeria Sanchez Director of Monitoring
Isabelle Wisco Director of Marketing
Erica Arnold Director of Development
Divij Mullick Director of Group Financial Coaching
Grant Bernero Chief of Staff


Client Services

  • Forges new partnerships with community development organizations
  • Effectively communicates with small business loan clients and assists with the application process
  • Manages and reviews client applications
  • Meets with clients to learn about their business and collect essential documents


  • Underwrites approved loans
  • Tracks client payments, loan portfolio, and internal finances
  • Helps create the organization’s yearly budget
  • Develops and tracks metrics to quantify our impact


  • Promotes and advertises HMFI’s services and mission through print and online media
  • Curates overall brand image through website, blog, newsletter, and social media content
  • Supports other departments’ initiatives with strategic marketing materials


  • Maintains HMFI’s financial viability and sustainability by seeking new corporate partners
  • Applies for corporate grants
  • Plans and executes fundraisers and donation drives
  • Organizes alumni and donor outreach and appreciation initiatives

Group Financial Coaching

  • Delivers financial coaching modules to group audiences with an interactive teaching style
  • Creates relevant module content and integrates into existing curriculum
  • Tracks client performance and engagement
Share this content: