Hilltop Microfinance Initiative believes that our Small Business Loans deliver the most impact to our clients and the community when we invest in value-adding projects. HMFI evaluates loan applications using an underwriting process that weights the sustainability of a client’s business, their personal financial health, and their personal credit history to determine eligibility.

Product Details:
• Loan size: $500 – $10,000
• Interest Rate: 6%
• Term: 6 months-24 months

Eligibility requirements:
  • Candidates should have a monthly income greater than $1,000
  • Candidates should not have outstanding tax obligations and cannot be undergoing bankruptcy proceedings
  • Candidates should exhibit general signs of credit worthiness
  • Candidates should demonstrate the feasible long-term financial benefit of proposed loan
  • HMFI works closely with clients through every phase of the Small Business Loan, assisting them with filling out the loan application, understanding the underwriting process, setting a feasible repayment schedule, and evaluating the success and impact of the loan
If you are interested in our Small Business Loans, please fill out our application below and one of our representatives will contact you within 24 hours of submission.
For general inquiries, send us an email at Info@hilltopmfi.org

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Click here to submit a Small Business Loan Application.